Terms & Conditions

Informational Purpose Only

The content on this Site — including our Exit Readiness Assessment, Multiple Movers assessment, AI chat concierge, and general educational material — is provided for informational purposes only. Using the Site, submitting a form, or completing an assessment does not, by itself, create an advisor-client relationship, a business brokerage engagement, or any other professional relationship between you and Two Oaks. A formal engagement begins only when we enter into a separate, signed agreement with you.

No Investment Advice or Guarantee of Results

Two Oaks Advisors provides business brokerage and M&A advisory services. Nothing on this website constitutes investment advice, a business appraisal, or a guarantee of results. Past transaction experience is not indicative of future outcomes.

Any readiness score, valuation estimate, or other output from our self-assessment tools is directional and informational only — it is not a formal business appraisal or valuation, and it should not be relied on as one.

Who May Use This Site

You must be at least 18 years old to use this Site. We are based in California and serve business owners and buyers across the United States. This Site and our services are directed at individuals located in the United States only — we do not knowingly market to, solicit, or serve individuals located outside the United States, and these Terms should not be interpreted as extending any offer to do so.

Intellectual Property

All content on this Site — including text, graphics, logos, and the design of the Site itself — is the property of Two Oaks Advisors or its licensors and is protected by copyright and other intellectual property laws. You may view and print Site content for your own personal, non-commercial use. You may not reproduce, distribute, or create derivative works from Site content without our prior written consent.

Third-Party Links & Embeds

This Site may contain links to third-party websites and embedded tools we do not control, including our scheduling calendar (Motion, at usemotion.com). We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party website or tool. Your use of a third-party site or tool is governed by that party's own terms and privacy policy.

Text Messaging (SMS) Program

If you provide your phone number and separately opt in, you may receive text messages from us. This section governs that program.

• Consent to receive text messages is never a condition of using the Site or receiving any service from us.
• Message frequency may vary. Message and data rates may apply through your mobile carrier — we do not charge separately for text messages.
• Reply STOP at any time to opt out, or reply HELP for assistance.
• You must be 18 or older to opt in to our text messaging program.
• Text messaging is not a secure channel. Please do not send confidential financial information, account credentials, or documents by text — use our secure document intake or a confidential call instead.
• Your mobile information and SMS consent will not be sold, rented, or shared with third parties or affiliates for their own marketing purposes.
• Carriers are not liable for delayed or undelivered messages.

Paid Services & Payments

Some services on this Site — such as a paid advisory call or The Deal Verdict — require payment in advance. Payments are processed securely by Stripe; we do not receive or store your full card number.

Rescheduling and cancellation

For a paid, scheduled call: you're entitled to one free reschedule with at least 24 hours' notice. If you cancel or don't show up with less than 24 hours' notice, the fee is not refunded. If we need to move your call and the new time doesn't work for you, you'll receive a full refund.

Paid services do not renew automatically — each purchase is a one-time transaction, not a subscription.

Disclaimers

The Site is provided on an "AS IS" and "AS AVAILABLE" basis, without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Site will be uninterrupted, secure, or error-free.

Limitation of Liability

To the maximum extent permitted by law, Two Oaks Advisors and its owner shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site or our services. Our total aggregate liability for any claim arising out of or relating to these Terms or the Site shall not exceed the amount you paid us, if any, in the twelve (12) months preceding the event giving rise to the claim.

Indemnification

You agree to indemnify and hold Two Oaks Advisors and its owner harmless from any claims, damages, losses, or expenses (including reasonable attorneys' fees) arising out of your use of the Site, your violation of these Terms, or your violation of any rights of a third party.

Governing Law & Venue

These Terms are governed by the laws of the State of California, without regard to its conflict-of-laws principles. Any dispute arising out of or relating to these Terms or the Site shall be brought exclusively in the state or federal courts located in Contra Costa County, California, and you consent to the jurisdiction of those courts. These Terms do not require binding arbitration.

Termination

We may suspend or terminate your access to the Site at any time, without notice, for conduct that we believe violates these Terms or is otherwise harmful to us or other users.

Changes to These Terms

We may update these Terms from time to time. The "Effective" date at the top reflects the most recent version. Your continued use of the Site after a change takes effect constitutes acceptance of the updated Terms.

Contact Us

If you have questions about these Terms, contact us at:

• Two Oaks Advisors, a sole proprietorship of Lloyd Silver
• 6150 Center St. #554, Clayton, CA 94517
• support@twooaksadvisors.com
• (925) 378-4955